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Special EU & EURO Warning – December 14, 2011Offshore Jurisdiction Comparison 
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The combination of political unrest, lawlessness and poverty are key reasons for the rise in the number of kidnappings for money over most of the last decade. The problem remains that in some parts of the world kidnapping for ransom has become an accepted part of life.
–Lloyd’s of London
Overview: Kidnapping, ransom, and extortion are all very real crimes and the number of incidents is growing each year. Companies, company employees, individuals and their families, and tourists are at risk. This risk is prevalent in the country in which the individual (or employee /family/company) is domiciled and in the countries in which they travel.
Only a fraction of all kidnappings that are threatened, attempted, or unsuccessful are ever reported, though these are common occurrences. Threats against children and family are often used and carried out, effectively extorting the victim.
Today the average ransom amount demanded is about USD $2,000.000. (2 million dollars), and the demands are only escalating. Britain’s Foreign Policy Center estimates that kidnappers earn more than US$500 million dollars annually. This figure does not include the government-sanctioned kidnappings that occur all around the world.
The Risk: It is important to note that the risk of KR&E is great whether the business/employee/family/individual/tourist has a high profile or not. Foreign visitors and companies are perceived as wealthy and thus are targets for criminals and can even be considered political enemies of the state. While some perpetrators’ real desire is the ransom money (PFC—Profit for Cause), for others this is only a guise. The real motive is political or religious in nature and this is how they justify their actions to themselves.
KR&E events are rarely publicized and local law enforcement does not have the knowledge, ability, resources, or will to bring these events to a satisfactory conclusion. Thus, businesses, individuals and families must prepare and remain prepared for these risks that can occur at any time, anywhere in the world.
Do You Fit This Profile?
Wealthy (or perceived as wealthy) or otherwise highly known and recognizable:
Companies, Employees, Individuals, Tourists, and Families in:
1) In your domiciled country,
2) Other countries while traveling either to or from your destination, particularly in Latin America, Africa, Asia and Eastern Europe or the Middle East.
If so, KR&E Insurance is likely a good choice for you.
KR&E Insurance: The insurance is available on an annual basis. It is a stand-alone policy that covers the policyholder in his or her domiciled country, with or without a travel rider. We also offer a stand-alone travel policy that does not include coverage in the policyholder’s domicile. Policies are designed and underwritten for your specific needs.
KR&E insurance companies keep their underwriting and policies very confidential and the information is available on a 'need to know' basis. Confidentiality is key.
KR&E Insurance not only protects against financial loss, but also provides the availability of professional crisis management services and security consultant services to manage the events as they unfold, in conjunction with the policyholder.
Underwriting: Each policy is individually underwritten, tailored to your needs. A number of factors will be considered when making an evaluation to insure and determine the amount of the annual premium, including, but not limited to:
1) Type of industry or business
2) Country of residence
3) Financial strength of the company / individual and
4) Travel patterns of company employees or individuals.
Coverage is not available to all and coverage may not be available in all countries.
Political Risk and Evacuation Insurance: This insurance provides for the risk of the loss of business, property (both real and personal), financial assets, and people because of political instability or violence.
Payment: Policies are written and premiums are paid in advance for one year at a time. You may be surprised to know that the premiums for KR&E Insurance are surprisingly inexpensive in relation to the risk.
Please contact us and we can determine:
The cost of the policy;
The amount of coverage available;
What countries are excluded from coverage;
What types of companies / industries and employees qualify for the coverage.
Obtaining the Money Once Insured: In some cases when you are insured, Offshore Legal Associates can make arrangements for you to immediately obtain the cash in the event of a crisis.
Questions: We welcome questions. Contact information is below.
Thank you
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*Offshore Legal Associates Law Firm.We have no legal ties or associations with any other law firm or corporation with similar or like sounding names anywhere and should not be so confused with any other entity having a similar or like sounding name.
